ALTA specializes in niche auto classes with a local and intermediate radius of operation. While limits vary depending on venue, class and prior performance, we target both $1,000,000 excess of Primary, auto buffer business and accounts requiring up to $5,000,000 in excess capacity.

Specialty Auto Classes Include:

• Beverage distributing
• Concrete – mixed in transit
• Concrete pumping
• Garbage collection
• Moving and storage
• Sand and gravel hauling
• School bus operators
• Scrap metal dealers
• Wholesale distributor fleets
• Owners goods on owners trucks

Limits

• Up to $2,0000,000 limits in lead $5,000,000 layer or $5,000,000 in an excess layer.
• $1,000,000 buffer limits for fleets, unfavorable venue or prior loss issues

Paper

• Follow Form coverage is available on a non-admitted basis in all states

Submission Requirements

• Completed Application (accord or other acceptable umbrella application)
• Trucking Supplemental Application
• Five (5) year fleet summary
• Five (5) year loss summary
• Loss detail for losses in excess $50,000
• Web site address
• Expiring Umbrella / Excess carrier and premium
• Underlying terms and conditions
• Target pricing by layer