Our experienced underwriters can tailor coverage for a wide array of exposures. We provide coverage solutions for target classes by providing Follow Form Professional coverage for BOP-related classes, and Follow Form Directors & Officers on association risks.

Target Business Classes Include

Real Estate and OL&T

• Condo / townhome associations
• Homeowners associations
• Dwelling schedules
• Commercial real estate
• Commercial real estate development
• Mixed-use development
• Parking structures
• Vacant land
• Apartment
  • Prefer excess attachment for apartment business
  • No appetite for section 8, senior or student exposures

Limits

• Up to $5M limits in lead or excess capacity

Paper

• Follow Form coverage is available on a non-admitted basis in all states

Submission Requirements

• Completed Application (Accord or other acceptable Umbrella Application)
• Supplemental Application as needed, including a separate Liquor Liability Supplemental for risks with liquor exposures
• Five (5) year loss summary
• Loss detail for losses in excess of $50,000
• Web site address
• Expiring Umbrella / Excess carrier and premium
• Underlying terms and conditions